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398,381.20(1+.062/12)^(12(20-7))(1-(1+.062/12))/(1-(1+.062/12)^(12(20-7)))
398,381.20(1+.062/12)^(12(20-7))(1-(1+.062/12))/(1-(1+.062/12)^(12(20-7)))
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