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10000 * (((1 + 0.1/12)^6 * ((1 + 0.1/12) - 1)) / ((1 + 0.1/12)^6 - 1))
10000 * (((1 + 0.1/12)^6 * ((1 + 0.1/12) - 1)) / ((1 + 0.1/12)^6 - 1))
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